by Morgan McDaniel 8/27/2012 8:31 AM
This past weekend in Southern California there was a swarm of more than 200 Earthquakes near the border of Mexico. Luckily the largest was only a 5.5 in magnitude with only minor damage to homes and businesses. This does serve as a reminder that Earthquake Insurance is rarely included in Homeowners or BOP policies, this is a coverage that you should remind your clients to look into purchasing.
By letting your clients know up front that this coverage in not usually included in their policies you can not only help to make sure that they are adequately covered should a quake hit. But you will also be able to avoid the headache of arguing with them should they try to file a claim not knowing that they are not covered for that damage.