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Richard Russo Insurance Agency Blog: 10_2013

View the latest blog posts from Richard Russo Insurance Agency.

Insurers consider a dizzying number of factors in determining premiums, so it's often challenging for consumers to understand why they're paying higher rates than their neighbors or co-workers. "All the consumer can do is ask questions when they buy insurance and get comparison apples-to-apples q... READ MORE >>

With homeowners insurance (or any insurance for that matter), you’re really paying for peace of mind – comfort in knowing that life’s curveballs won’t become insurmountable problems. However, those curveballs come in many shapes and sizes, and sometime they can exceed the limits of a standard homeowners policy. READ MORE >>

Not all insurance policies are created equal! The following guidelines are standard, but there are exceptions. It’s important to get to know your insurance policy before you have to file a claim. Here are three possible Halloween problems, and the skinny on what is and isn't covered by a typical policy. READ MORE >>

More than other age groups, people over 65 are reluctant to consider changes in their insurance needs. Consumers of all ages tend to get locked into policies they've owned for a long time. Older consumers are even more reluctant to change, and the companies count on it. READ MORE >>

Whether you are in a major car accident or even a minor fender bender, identity theft is not likely to be one of your immediate concerns after a crash. But you can't let your guard down as you swap auto insurance and other information. READ MORE >>

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