’s new interactive “Uh-Oh! Calculator” allows you to compute the average percentage increase to your auto insurance rate for 14 common violations.

Foster City, CA (PRWEB) May 15, 2012

Everyone realizes a ticket is likely to increase your car insurance rates, but few drivers know by how much.'s new “Uh-Oh! Calculator” tells you.’s new interactive “Uh-Oh! Calculator” allows you to compute the average percentage increase to your auto insurance rate for 14 common violations. Our analysis reveals that reckless driving is the most expensive violation among the infractions we surveyed, with an average rate increase of 22 percent. At the other end of the spectrum, driving without a seat belt triggers a relatively small 3 percent uptick.

Based on's analysis of more than 490,000 auto insurance quotes given to drivers, here's how much common tickets will impact your rates on average:

1.    Reckless driving: 22 percent

2.    DUI first offense: 19 percent

3.    Driving without a license or permit: 18 percent

4.    Careless driving: 16 percent

5.    Speeding 30 mph over the limit: 15 percent

6.    Failure to stop: 15 percent

7.    Improper turn: 14 percent

8.    Improper passing: 14 percent

9.    Following too close/tailgating: 13 percent

10.    Speeding 15 to 29 mph over limit: 12 percent

11.    Speeding 1 to 14 mph over limit: 11 percent

12.    Failure to yield: 9 percent

13.    No car insurance: 6 percent

14.    Seat belt infractions: 3 percent

"We all make mistakes, and doing so while driving will cost you. Of course, you'll know immediately how much you owe for your ticket, but often you won't know the impact of the ticket on your car insurance rate until you get your renewal from your insurer," said Michelle Megna, managing editor of "The ‘Uh-Oh! Calculator’ helps ease ticket trauma by showing how much more you'll likely pay."

For more tailored results, use the “Uh-Oh! Calculator” to enter your own age, type of dwelling, state, marital status, and length of time you’ve been with your car insurance company. You can also see how many points are commonly associated with each infraction as well as other penalties levied under state laws.

See the full article, “Ticket? Uh-oh! Auto insurance rate increases for common driving violations" at

Methodology analyzed more than 490,000 auto insurance quotes provided to users from 14 carriers between January 2009 and January 2011. We looked at quotes given to drivers with the 14 most common infractions recorded and compared them to quotes given to drivers with no violations. We used a model to estimate the annualized premium expected for certain combinations of personal attributes (residence, state, time with prior carrier, marital status and age) along with 14 violations. This ranking is not inclusive of all possible driving violations. Rates shown are averages; your own car insurance rates will depend on your personal factors.

Posted 10:30 AM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011

View Mobile Version