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Richard Russo Insurance Agency Blog: homeowner

View the latest blog posts from Richard Russo Insurance Agency.

What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>

Do your plans for 2014 include a new home? If you’re thinking about signing on the dotted line for a new mortgage this year, it’s important to understand the new federal regulations that go into effect on January 10. READ MORE >>

You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

Your house doesn’t need as much attention as a pet or a child, but it does need some consideration before it’s left alone for an extended period of time. By crossing off a few quick tasks, you can make sure your house is protected against damage, burglary and bad smells while you’re out of town. READ MORE >>

Why Do This? Even if you’ve taken precautions to prevent frozen pipes, it can still happen during single-digit nights. Frozen pipes can lead to expensive water damage, so you want to thaw them as soon as possible. However, hiring a plumber to do this for you can cost $200 or more, so you can save a lot of money by getting it done yourself! READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

In a dour housing market, wouldn't it be nice to know that your remodeling project would pay off when you went to sell the property? Remodeling Magazine evaluated the top remodeling projects, how the cost-to-value has changed since the housing market implosion, and which projects are still worth the investment. READ MORE >>

No longer will a wood deck with a barbecue do for many homeowners wanting to enjoy their back yards. These days, accessorizing means amenities like ponds, flower beds, vegetable gardens, outdoor kitchens, and, increasingly, fire pits that crackle and glow. One reason for fire pits’ appeal? READ MORE >>

With homeowners insurance (or any insurance for that matter), you’re really paying for peace of mind – comfort in knowing that life’s curveballs won’t become insurmountable problems. However, those curveballs come in many shapes and sizes, and sometime they can exceed the limits of a standard homeowners policy. READ MORE >>

September 26, 2012 The cost of homeowners insurance claims has been rising rapidly because of the combined effects of rising claim severity and increases in claim frequency, according to an insurance industry report. READ MORE >>

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