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Richard Russo Insurance Agency Blog: house

View the latest blog posts from Richard Russo Insurance Agency.

You probably don't think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner's insurance doesn't cover everything you own and the items it does cover are only partially insured if they're high-priced items. READ MORE >>

What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>

A winterized house and a heavy blanket will keep you comfortable during a chilly night, but nothing delivers that toasty, warm-to-the-bone feeling quite like a space heater (except maybe a roaring fireplace). If you’re going to break out a space heater or two this season, take a minute to brush up on these dos and don’ts. READ MORE >>

WHY DO THIS? As fall temperatures turn into winter chills, the pipes in your house run the risk of freezing and breaking. This can cause serious water damage (which quickly turns into major wallet damage). In fact, frozen or broken water pipes are second only to hurricanes in terms of the number of homes they damage in the U. READ MORE >>

Do your plans for 2014 include a new home? If you’re thinking about signing on the dotted line for a new mortgage this year, it’s important to understand the new federal regulations that go into effect on January 10. READ MORE >>

You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

Your house doesn’t need as much attention as a pet or a child, but it does need some consideration before it’s left alone for an extended period of time. By crossing off a few quick tasks, you can make sure your house is protected against damage, burglary and bad smells while you’re out of town. READ MORE >>

Why Do This? Even if you’ve taken precautions to prevent frozen pipes, it can still happen during single-digit nights. Frozen pipes can lead to expensive water damage, so you want to thaw them as soon as possible. However, hiring a plumber to do this for you can cost $200 or more, so you can save a lot of money by getting it done yourself! READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

Due to the litigious nature of our society and the rising cost of vehicles, car insurance rates are hefty throughout the nation. The bad news is that insurance isn't likely to lessen in price any time soon. The good news is that there are things that you can do to minimize increases and/or lessen the burden on your wallet. READ MORE >>

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