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Richard Russo Insurance Agency Blog: insurance

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With homeowners insurance (or any insurance for that matter), you’re really paying for peace of mind – comfort in knowing that life’s curveballs won’t become insurmountable problems. However, those curveballs come in many shapes and sizes, and sometime they can exceed the limits of a standard homeowners policy. READ MORE >>

Not all insurance policies are created equal! The following guidelines are standard, but there are exceptions. It’s important to get to know your insurance policy before you have to file a claim. Here are three possible Halloween problems, and the skinny on what is and isn't covered by a typical policy. READ MORE >>

More than other age groups, people over 65 are reluctant to consider changes in their insurance needs. Consumers of all ages tend to get locked into policies they've owned for a long time. Older consumers are even more reluctant to change, and the companies count on it. READ MORE >>

Whether you are in a major car accident or even a minor fender bender, identity theft is not likely to be one of your immediate concerns after a crash. But you can't let your guard down as you swap auto insurance and other information. READ MORE >>

When college students arrive on campus, their cars are often loaded with pricey laptops, tablets, flat screen TVs and their entire wardrobe. Between the house parties and theft in dorms and libraries, it's likely any one of these items could suffer some damage. READ MORE >>

Insured building values in the U.S. now exceed $40 trillion — including residential, commercial and industrial structures, according to a new report from catastrophe modeling firm Karen Clark & Co. When contents and time element exposures are added in, the insured property values swell to over $80 trillion, the report found. READ MORE >>

The overall composite rate for insuring commercial accounts in the United States ticked up 5 percent in November 2012 compared to the same month in 2011. According to MarketScout’s Commercial Lines Market Barometer, by coverage classification, property, excess liability, general liability and workers’ compensation rates increased the most at plus 5 percent. READ MORE >>

You've poured time, effort and a lot of money into your collectible auto. It's not just a hobby, it's your passion. When you're cruising those beautiful country roads, the last thing you want to worry about is if you have the right insurance policy. Types of Coverage READ MORE >>

By Don Jergler | December 3, 2012 Editor’s Note: This is the third in a series of articles to look at California’s workers’ compensation reform law in detail and what must be done to implement that law by Jan. 1, 2013. READ MORE >>

T H E V O I C E COMMUNITY ASSOCIATIONS INSTITUTE – CALIFORNIA NORTH CHAPTER By Susan Oliver, PCAM® OMNI – Oliver Management Network, Inc. A neighbor’s barking dog can strain the enjoyment of one’s home. READ MORE >>

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