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Richard Russo Insurance Agency Blog: rickrussoinsurance

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Insured building values in the U.S. now exceed $40 trillion — including residential, commercial and industrial structures, according to a new report from catastrophe modeling firm Karen Clark & Co. When contents and time element exposures are added in, the insured property values swell to over $80 trillion, the report found. READ MORE >>

The overall composite rate for insuring commercial accounts in the United States ticked up 5 percent in November 2012 compared to the same month in 2011. According to MarketScout’s Commercial Lines Market Barometer, by coverage classification, property, excess liability, general liability and workers’ compensation rates increased the most at plus 5 percent. READ MORE >>

You've poured time, effort and a lot of money into your collectible auto. It's not just a hobby, it's your passion. When you're cruising those beautiful country roads, the last thing you want to worry about is if you have the right insurance policy. Types of Coverage READ MORE >>

By Don Jergler | December 3, 2012 Editor’s Note: This is the third in a series of articles to look at California’s workers’ compensation reform law in detail and what must be done to implement that law by Jan. 1, 2013. READ MORE >>

T H E V O I C E COMMUNITY ASSOCIATIONS INSTITUTE – CALIFORNIA NORTH CHAPTER By Susan Oliver, PCAM® OMNI – Oliver Management Network, Inc. A neighbor’s barking dog can strain the enjoyment of one’s home. READ MORE >>

The “Every Day Mindset” is a simple, yet extremely powerful, way in which to live your life. What is this mindset? Put simply, it is a mindset that remembers that this day you are currently living will only ever happen once, and it therefore encourages you to make the most of it. READ MORE >>

Nov. 15, 2012 When Planning a vacation, those who do often know the best practices are to plan ahead.  Our own Tina Keele just got back from the Dominican Republic and Jodi Perkins from Kauai. Protecting your home from perils while you are away is always a task, but luckily we can take some steps to lower the risk. READ MORE >>

Nov. 8,2012 The road to financial freedom starts with the Russo Insurance Agency! In today's shaky markets, there is always a bit of doubt for retirees and those thinking about future incomes.  A  GUARANTEED way to solve this problem is with Fixed Annuities. READ MORE >>

November 5, 2012 For the insurance industry, there is more at stake in the Nov. 6 election than who goes to or stays in the White House and Congress. The insurance industry will be watching who wins the guberantorial races in 11 states, which parties control state legislatures, which justices... READ MORE >>

October 9, 2012 WASHINGTON, D.C. - In recognition of Fire Prevention Week, the U.S. Consumer Product Safety Commission (CPSC) and the U.S. Fire Administration (USFA) are providing new statistics on fires in American homes and urging consumers to install smoke alarms in their homes and check to make sure all smoke alarms are working properly. READ MORE >>

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