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As an independent agency, Russo Insurance Agency helps you find the right solution for your possible risks

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951 Reserve Drive #160 Roseville, CA 95678


  • It's nice to have someone in your corner, particularly on arcane issues that can become expensive if not handled properly. I found myself having great difficulty trying to convince my lender that our condominium homeowners association had an insurance policy, to the point they purchased a policy and charged me for it. Casey Robinson at Russo Insurance helped straighten this out with a lender whose strong point is not communication or customer-friendly business processes. I highly recommend them for your insurance needs.

    Casey Young

  • Rick Russo is the agent for my homeowners association insurance policy. I needed an updated certificates of insurance quickly as I was closing on my house and the funding was dependent on having the updated certificate. Jessica was quick, responsive and got us what we needed to close the loan on time. I just recently need another cert and she was very helpful in getting me what I needed. Thank you!!

    Marissa Sharrott

  • As a mortgage professional, Russo Farmers Insurance agency is always very helpful with personal insurance changes and updates. If I needed help with a Master insurance policy for a Condo association, they were always there to assist and get what was needed. Thank you for your continued professionalism!

    Laura Green

  • Fast, efficient and friendly! I needed some assistance, sent a email and within a timely matter, I not only got a response, but Jessica offered to handle the issue with my mortgage company personally. It's challenging to find good customer service these days. I can honestly say I was very impressed!

    Keba Arnold

  • When I quickly needed some important information and documents for a loan application, agents Stephanie Leogrande and Casey Robinson came to the rescue! The absolute best service from Russo Insurance!

    Heidi Van Zant

  • Katy Morton is incredible helpful, kind, and willing to help with whatever the case may be. I am so impressed with their customer service. Usuall insurance firms give the run around and you get transfrered from one person to the next. Not here at Richard Russo insurance. Ask for Katy for all of your questions. Shes AMAZING!!

    Crystal Grubb

Click & Learn

Home Insurance

Lost Passport
Medical Payments
Additional living Expenses
Personal Possessions
Property Coverage

Lost Passport Coverage

Risk Factors

While on vacation in Europe, you lose the tote bag that has everyone’s passports.


Your homeowners policy can help with the cost of replacing passports and other valuable papers.

Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.


Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.


If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.


Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Additional Living Expenses Coverage

Risk Factors

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.


Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.


With personal possessions coverage, lost jewellery is covered up to your policy limits.

Property coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.


Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

News & Blog

Latest Insight, Insurance Trends

September 26, 2023
The Top Questions to Ask Before Choosing a Pet Insurance Provider

For many households, pets are not just animals but beloved family members. Just as you'd want the best healthcare coverage for yourself and your human family, it's crucial to consider pet insurance to protect your furry or feathered friends. With a plethora of pet insurance providers available, it can be overwhelming to make the right […]

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September 22, 2023
Understanding the Different Types of Business Insurance

Preparing for the unexpected is essential when running a business. This is where business insurance plays a crucial role. Business insurance gives owners financial security and peace of mind, so they can concentrate on expanding their companies without worrying about potential hazards. In this blog, we  will explore the various business insurance options available to […]

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September 18, 2023
Why Home Insurance Is a Must-Have Investment for Every Savvy Homeowner?

Homeownership is a significant milestone in the lives of many people. It represents not just a place to live but also a long-term investment. However, along with the joys of homeownership come responsibilities and potential risks. That's where home insurance comes into play. In this blog, we'll explore why home insurance is a must-have investment […]

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(800) 281-7873
(916) 791-1901
951 Reserve Drive #160 Roseville CA 95678
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