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Russo Insurance/ meet our team

Richard Russo

Agency Owner

License #0672254

Elite Commercial Agent Past 16 years

We have the privilege of serving the insurance needs of thousands of families and hundreds of businesses including commercial real estate, apartments, and homeowner associations through California, Arizona, Colorado, Nevada, and Utah.

I began my agency career in 1985 as a Young Urban Professional (or how they described it in the 80’s a “Yuppie”). My wife was still in college and my business hours were 9:00 am to 9:00 pm Monday through Friday; weekends as well if anybody would see me. Three decades later I still enjoy the opportunity to meet with people, albeit at more reasonable hours, and discuss how insurance is the single most important professional service they will ever purchase.

Done correctly insurance will:
Pay the doctor, dentist, attorney, contractor and collision center when you have an accident.

Keep the doors open if you own a business.

And with life insurance, keep the hopes and dreams alive for your family should life’s journey take an unexpected turn.

I have seen first hand the benefits of proper insurance coverage and sadly I have seen the hopelessness of the uninsured. If you love someone or have loved ones that depend on you financially, then you better know your insurance agent. We all take risks in one form or another but don’t risk being uninsured.

Richard Russo Insurance Agency business model is built on Relationships and Trust. Life is beautiful and life can get messy so get to know us before you need us.

sharon russo

Sharon Russo


(916) 791-1901 Ext. 103

rick russo



(916) 791-1901 Ext. 102




{916) 791-1901 Ext. 105




(916) 791-1901 Ext. 108




(916) 791-1901 Ext. 106

Jaime Hughes

Commercial Team Assistant

(916) 791-1901


Rick Russo is the agent for my homeowners association insurance policy. I needed an updated certificates of insurance quickly as I was closing on my house and the funding was dependent on having the updated certificate. Jessica was quick, responsive and got us what we needed to close the loan on time. I just recently need another cert and she was very helpful in getting me what I needed. Thank you!!

Marissa Sharrott
★ ★ ★ ★ ★

As a mortgage professional, Russo Insurance agency is always very helpful with personal insurance changes and updates. If I needed help with a Master insurance policy for a Condo association, they were always there to assist and get what was needed. Thank you for your continued professionalism!

Laura Green
★ ★ ★ ★ ★
It's nice to have someone in your corner, particularly on arcane issues that can become expensive if not handled properly. I found myself having great difficulty trying to convince my lender that our condominium homeowners association had an insurance policy, to the point they purchased a policy and charged me for it. Casey Robinson at Russo Insurance helped straighten this out with a lender whose strong point is not communication or customer-friendly business processes. I highly recommend them for your insurance needs.
Casey Young
★ ★ ★ ★ ★
Good morning….I am reaching out to provide a few words of hard earned praise for Jessica R.who I have been working with for some time now to obtain a copy of Master Insurance renewal for an HOA. The service that I received was absolutely amazing each and every time I had the pleasure of interacting with her. She is super patient and always responds in a timely manner. I can honestly say that she is hands down one of the best customer service representatives that I have ever worked with. She is a true asset to your company and I felt her hard work deserved recognition.

Thanks so much for employing such positive helpful people! It makes all the difference during these times

Stacy Hazel
★ ★ ★ ★ ★
I've had the delighted pleasure of doing business with Kevin Hughes, Tina Keele and Rick Russo for years now. Their attention to detail and personalized customer service is unmatched. They are so knowledgeable and up to date with all the current laws. I represent multiple Homeowners Associations throughout the Sacramento Area and I feel confident using Russo's agency for all of our Associations insurance needs. I work directly with Kevin and he's nothing short of amazing. He responds to my emails immediately, returns my phone calls the same day and goes above and beyond his responsibilities as an agent to help me with any questions or concerns I may have. Do yourself a favor and contact them TODAY!

Laura Vaca
★ ★ ★ ★ ★

When I began in this industry (Homeowners Association Management), Russo Insurance was the first insurance agency I had the pleasure of working with. Every time I speak to someone in the office, I am greeted like an old friend and treated with respect. I know I can call them to ask the simplest of questions or the most complex and have never felt like I was a bother or an inconvenience. Tina, Kevin and Stephanie are always excited to share their knowledge and I am so grateful for it, I have learned so much from them. The Associations I manage benefit not only from my education by Russo's staff, but their professionalism, experience, integrity and knowledge.

OMNI Staff
★ ★ ★ ★ ★

Katy Morton is incredible helpful, kind, and willing to help with whatever the case may be. I am so impressed with their customer service. Usuall insurance firms give the run around and you get transfrered from one person to the next. Not here at Richard Russo insurance. Ask for Katy for all of your questions. Shes AMAZING!!

Crystal Grubb
★ ★ ★ ★ ★
In an environment where many homeowner associations and homeowners are losing their insurance or seeing crippling increases in insurance costs due to fire danger, Russo Insurance comes through every time. I am so grateful that both personally and professionally there's an insurance company that has the vast resources to support those who live in more rural communities. In addition, the customer service that I have received over the many years that I've been associated with Rusdo Insurance always exceeds my expectations.
Julia Souza
★ ★ ★ ★ ★

Rick Russo and his team provide nothing short of world class service! As a Community Association Manager, I work very closely with the firm for almost every association I manage. Not only are Rick, Tina, Stephanie, and Jessica exceedingly professional, I am consistently blown away by how prompt and thorough their responses to my (often excessive) inquiries are. I cannot imagine performing my role as a CAM without their support!!!

★ ★ ★ ★ ★
Fast, efficient and friendly! I needed some assistance, sent a email and within a timely matter, I not only got a response, but Jessica offered to handle the issue with my mortgage company personally. It's challenging to find good customer service these days. I can honestly say I was very impressed!

Keba Arnold
★ ★ ★ ★ ★
The folks at Russo Insurance are always very helpful and quick to respond. Anytime I need a copy of my flood insurance declaration page to provide to my mortgage company, they immediately know which property and building I'm referring to and quickly send me a copy. That's a testament to the attention to detail.
Thank you for your help with my needs.
Ali Raisdana
★ ★ ★ ★ ★

Professional, efficient and excellent follow through. We enjoyed working with our agent Rico, he was kind and patient and so helpful in explaining all the various aspects of our plans. Thank you!

Teri Rudy
★ ★ ★ ★ ★

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